At Luxe Counseling Studio we choose to operate as a private-pay practice
to protect what matters most: your privacy, your time, and the quality
of care you receive.
Packages & reduced rates:
Ask about current offerings
Multiple payment methods:
Secure and seamless billing
Respecting Your Autonomy
No third-party oversight:
Client-centered decisions
Personalized pace:
You choose frequency and intensity
Common Questions
Understanding private-pay therapy
We do not bill insurance directly, but we provide
superbills
for clients who choose to seek out-of-network reimbursement. Many
insurance plans offer partial reimbursement for out-of-network
mental health services. We'll provide all the documentation you
need to submit to your insurance company.
Insurance often requires diagnoses, limits session frequency or
modalities, and mandates record sharing that can conflict with
confidential, individualized care. By operating as a private-pay
practice, we can:
Protect your complete privacy without third-party access to
records
Design treatment based on clinical need, not insurance
requirements
Avoid unnecessary diagnoses on your permanent health
record
Provide flexible session lengths and treatment
modalities
We offer
limited sliding-scale options
and
short-term package rates
to make care more accessible. Contact us to discuss eligibility
and current availability. We're committed to finding a way to work
with clients who are genuinely invested in the therapeutic
process.
A superbill is a detailed receipt that includes all the
information your insurance company needs to process out-of-network
reimbursement claims. It includes diagnosis codes, session dates,
fees paid, and provider credentials. You submit this directly to
your insurance company, and they reimburse you according to your
out-of-network benefits.
Reimbursement varies significantly depending on your specific
insurance plan and out-of-network benefits. Typical reimbursement
ranges from 50-80% of our session fee after you meet your
deductible. We recommend calling your insurance company and asking
about your "out-of-network mental health benefits" to understand
your specific coverage.
Is Private-Pay Right for You?
If you value
privacy,
clinical depth, and
a
clear, client-first experience, private-pay creates the conditions for meaningful, lasting change.